Citibank Credit Repair

Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. I will try to find the link too. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

I hope that Verizon is willing to work with me on erasing this mark from my credit reports. I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon. I'm gonna go do a search for "corporate email addresses". Can you find the name out of the guy you spoke to and write him directly? Thank you for contacting Verizon Customer support.

I'm scared of Asset! I'm crossing my fingers for you on the email. I received a reply in the mail from Verizon and my request was de-nied! If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. Visit web page I am on the phone now pouring it on That did'nt work!

If you want to settle the Citi debt, you have to identify a source of funds to do so. It's deep stuff. Re: Easiest Citibank Store Card to get? I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! New Member. I left my email address on the fax but have had no response. I sent mine to the address posted on my credit report. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

Then hope for the best. Message 24 of Frequent Contributor. Now, to wait for a response Crfix I got some stuff for you. If you have further information you would like to provide us regarding this dispute, please contact us at Citibank credit repair no goodwill from Verizon. If they say no, citibank credit repair. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately.

Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer.

Showing results for. I took the template letter from this site and personalized it. You will have options to make a payment plan or settle the account wherever it lands. Unfortunately, we were unable to comply with your request based on the information provided. I got bounced around for about an hour. I should have kept better records regarding the account and I take full responsibility. You reference speaking to Citibank about settling your credit card debt. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.

I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. While you are on here do a search on how to get corporate email addresses. And it's fun to do. If not, you should. The account is not going to go away after charge off. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah. How were you going to fund a realistic settlement offer were Citi to make one available?

My concern is that you do not appear to have the money to do so. If not do another letter, find out the presidents office address and go at them again.

I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report.

I thought I paid my balance in full, I had a 5. I sent it to an "Executive Response Unit" ooooooohhhh! Https://creditrepair.pics/credit-repair-outsourcing-companies.html instead for. I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement. Message 21 of Message 22 of Established Contributor.

I myself wrote one to Verizon last week for visit web page final bill I forgot about and went to collections a few years ago. Explain to him what citibank credit repair. I got two letters today. At least not yet. I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness.

I am totally confused. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. I'm also dealing with Asset Acceptance, ick!

Have you looked into your options with bankruptcy? I haven't received the green card yet either. During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

Message 25 of You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. But I sent the same letter to another address today.

It was for like 28 bucks or something! I'm hoping that Verizon will do that in my case for this account. I learn more here made the mistake of overlooking the very last payment when I closed the account.

Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies. Did you mean:. And when I called they gave me the fax number to the "credit reporting" department but said there was no email, citibank credit repair.

Post your answers to the above questions in a comment reply below and I can offer more detailed feedback. As soon as you know who that is there are some predictable things that will happen next. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue.

I faxed it on Thurs. I think it will be cool. Message 23 of Moderator Emeritus. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. Keep trying! Easiest Citibank Store Card to get? All forum topics Previous Topic Next Topic. We recently received your notification of dispute. I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off.

Thats what I plan to do with Citibank every month until On the phone with them right now. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report.

One from Home Depot credit services requesting more info. As soon as I became aware of the balance I paid the balance in full. Another saying they were unable to remove all the delinquencies.

I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

I love the fact that you were successful with CitiBank. Message 21 of Message 22 of Established Contributor. I'm hoping that you will do that in my case for this account. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank.

New Member. It's a collection I paid right away a billion years ago! I got his number so I can follow up with him. If they say no. Then hope for the best. Very nice lady. Message 27 of My concern is that you do not appear to have the money to do so. Post your answers to the above questions in a comment reply below and I can offer more detailed feedback, citibank credit repair. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

Also, I continue to shop at The Home Depot for all of my home improvement needs. This what I got back from the email: Mr. These debt buyers use debt collection agencies and attorney debt collectors too. Posted July 6, Link to post Share on other sites.

Or check my mail for the letter he claim was sent. But I will cut and paste this and respond to his email. If no change or no letter, citibank credit repair, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys!

Posted July 16, I really hope you reconsider. Message 24 of Frequent Contributor. I do recognize that this request is unique and that it may not be Citibank's normal policy. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report.

About days later, she called back to say she did not have good news. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

Said they aren't able to remove it and apologized again. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer. Fingers crossed! Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account.

Re: Easiest Citibank Store Card to get? Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! Citibank may send your account directly to an attorney debt collector they have an established relationship with in your state for collection and authorization to sue.

Message 23 of Moderator Emeritus. Can't wait to hear their response!! Message 25 of Message 26 of Super Contributor. Citibank and charged off credit card debt and the risk of a collection lawsuit. There learn more here reasons See this article will fast track debt collection efforts.

She said she would do her best to investigate and see what she could do. I wantes to know if you mind sharing with me who you sent the letter to at Citibank? What are the options for settling your credit card with Citibank? I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. Have you looked into your options with bankruptcy?

I doctored up the letter a little. Your kind reconsideration in this matter is greatly appreciated. I'm also dealing with Asset Acceptance, citibank credit repair, citibank credit repair To your credit report yourself previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

It may have something to do with account activity leading up to your default in payment recent cash advances, balance transfers, increased or large transactions just prior to default. But check this out here is the new scoop. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.

I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. I will be checking my report everyday till I see it drop. Prev 1 2 3 Next Page 1 of 3. The quality of service provided by both entities makes their partnership an incredible alliance.

I wrote them and they have responded but they did not answer my question at all. Pay attention to the P. I would really appreciate it! Please contact me if there is a need to know which representatives I spoke with. I got a call from a citibank rep who says it was taken care of and he would credit repair services global out a letter, blah, blah. I'm scared of Asset! Three weeks later, I forwarded the email again and begged him to please consider my request.

I received no reply. Easiest Citibank Store Card to get? Unfortunately, we were unable to comply with your request based on the information provided. Good to see you're a successful begger, lol. I too am trying to contact them. I didn't give up. All forum topics Previous Topic Next Topic. The next day, I received a phone call from someone in his office! If not, you should. If you have further information you would like to citibank credit repair us regarding this dispute, please contact us at So no goodwill from Verizon.

What can be seen real just click for source on your credit report, and whether you are paying other credit cards, but not paying Citi. At least not yet. I received a reply in the mail from Verizon and my request was de-nied! I think I'll beg some more too to see if she can just get it removed completely.

I am simply asking you for a citibank credit repair gesture of goodwill in having the credit bureaus remove this account from my report. When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect.

I sent my letter, via email to the CEO of Verizon. If you send some canned letter you pulled off a website, Citibank may have flagged your account for legal review. Thank you for contacting Verizon Customer support. Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education, citibank credit repair. I'm gonna go do a search for "corporate email addresses". Keep trying! And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, citibank credit repair, please consider that it does not demand that everything regarding the accounts be reported.

We recently received your notification of dispute. And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. Posted July 15, edited. Recommended Posts.

Having said that, there are a number of accounts that are selected for immediate legal collection action.

I would really appreciate it! Thats what I plan to do with Citibank every month until On the phone with them right now. The detail you provided supports exactly that. And it's fun to do. One from Home Depot credit services requesting more info. The quality of service provided by both entities makes their partnership an incredible alliance. Talking to a credit counselor one on one to get a lower monthly payment estimate is free.

But check this out here is the new scoop. Thank you for contacting Verizon Customer support. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. Now, to wait for heartland credit repair response Crfix I got some stuff for you.

I got bounced around for about an hour. But I sent the same letter to another address today. Easiest Citibank Store Card to get? I doctored up the letter a little. Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

I'm scared of Asset! New Member. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. Can you find the name out of the guy you spoke to and write him directly? If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

He claimed he works under the dude that kept saying "no" and that the dude was on vacation. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency.

Explain to him what happened. I got his number so I can follow up with him. What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

Re: Easiest Citibank Store Card to get? I will try to find the link too. I sent my letter, via email to the CEO of Verizon. I'm also dealing with Asset Acceptance, ick! Or check my mail for the letter he claim was sent. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

If they say no. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

If not do another letter, find out the presidents office address and go at them again. It's deep stuff. At least not yet. How to promote your credit repair business 23 of Moderator Emeritus.

But I am on the phone now pouring it on That did'nt work! And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. Please contact me if there is a need to know which representatives I spoke with. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue.

Did you mean:. I got two letters today. I'm gonna citibank credit repair do a search for "corporate email addresses". Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! Message 24 of Frequent Contributor.

Also, I continue to shop at The Home Depot for all of my home improvement needs. Message 21 of Message 22 of Established Contributor. Showing results for. Unfortunately, we were unable to comply with your request based on the information provided. There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in.

I am totally confused. I didn't give up. Keep trying! I thought I paid my balance in full, I had a 5. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. Then hope for the best. Search instead for. I sent mine to the address posted on my credit report. Fingers crossed! I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources.

If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Pay attention to the P. While you are on here do a search on how to get corporate email addresses. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

You reference speaking to Citibank about settling your credit card debt. I received no reply. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? I sent it to an "Executive Response Unit" ooooooohhhh! All forum topics Previous Topic Next Topic. Another saying they were unable to remove all the delinquencies.

If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. I think it will be cool. And when I called they speak credit repair store the me the fax number to the "credit reddit credit repair department but said there was no email.

I received a reply in the mail from Verizon and my request was de-nied! I will be checking my report everyday till I see it drop. Good to see you're a successful begger, lol. How were you going to fund a realistic settlement offer were Citi to make one available? We recently received your notification of dispute. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank.

Can't wait to hear their response!! Message 21 of Message 22 of Established Contributor. I wantes to know if you mind sharing with me who you sent the letter to at Citibank? I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank.

I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part.

Message 25 of Message 26 of Super Contributor. Three weeks later, I forwarded the email again and begged him to please consider my request. Message 27 of First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? Then hope for the best. If they say no. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank.

I'm scared of Asset! At least not yet. Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! Pay attention to the P. How were you going to fund a realistic settlement offer were Citi to make one available? Or check my mail for the letter he claim was sent. I will be checking my report everyday till I see it drop.

Please contact me if there is a need to know which representatives I spoke with. Posted July 6, Link to post Share on other sites. If you want to settle the Citi debt, you have to identify a source of funds to do so. But check this out here is the new scoop. About days later, she called back to say she did not have good news. The account is not going to go away after charge off. And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported.

Posted July 16, I really hope you reconsider. I doctored up the letter a little. This what I got back from the email: Mr. I do recognize that this request is unique and that it may not be Citibank's normal policy.

I sent my letter, via email to the CEO of Verizon. All forum topics Previous Topic Next Topic. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

I'm also dealing with Asset Acceptance, ick! Easiest Citibank Store Card course credit repair get? If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. She said she would do her best to investigate and see what she could do. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. I'm gonna go do a search for "corporate email addresses".

Good to see you're a successful begger, lol. And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. You reference speaking to Citibank about settling your credit card debt.

Posted July 15, edited. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report. I would really appreciate it! Re: Easiest Citibank Store Card to get? Said they aren't able to remove it and apologized again. Recommended Posts. I too am trying to contact them.

I received no reply. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys!

I got his number so I can follow up with him. It's a collection I paid right away a billion years ago! Also, I continue to shop at The Home Depot for all of my home improvement needs.

And if you are looking to get lower monthly payments out of more than just Citi, citibank credit repair, talking to a credit counselor will make sense. As soon as you know who that is there are some predictable things that will happen next. Prev 1 2 3 Next Page 1 of 3. I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. New Member. Explain to him what happened. Fingers crossed!

I received a reply in the mail from Verizon and my request was de-nied! If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts?

Thank you for contacting Verizon Customer support. Very nice lady. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. The quality of service provided by both entities makes their partnership an incredible alliance.

Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. I wrote them and they have responded but they did not answer my question at all. I think I'll beg some more too to see if she can just get it removed completely. Keep trying! Can you find the name out of the guy you spoke to and write him directly?

Message 24 of Frequent Contributor. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. I love the fact that you were successful with CitiBank. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. We recently received your notification of dispute.

The next day, I received a phone call from someone in his office! Talking to a credit counselor one on one to get a lower monthly payment estimate is free. Message 23 of Moderator Emeritus, citibank credit repair. Unfortunately, we were unable to comply with your request citibank credit repair on the information provided.

I didn't give up. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid". He claimed he works under the dude that kept saying "no" and that the dude was on vacation.

It says We appreciate Posted August 7, edited, citibank credit repair. Skip Navigation. Said they aren't able to remove it and apologized again. Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I'm hoping that you will do that in my case for this account.

If no change or no letter, I check this out call the "flunkie dude" back and if he get stupid I will citibank credit repair sending another email to the big boys! She said she would do her best to investigate and see what she could do. They can see ALL of your history when you apply, not just history with them. Improve your profile and go for the cards you actually want. I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report.

I too am trying to contact them. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. Posted July 15, edited. I wrote them and they have responded but they did repair identityiq credit answer my question at all.

When the account charges off citibank will do one of three things:. It wasn't personal at all. Recommended Posts. I didn't give up. The response came as a form letter. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. I received no reply. I will be checking my report everyday till I see it drop. As far as the email, no response yet. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

I might have a list already in the barell::BigGun Posted July 26, Posted July 27, Citibank credit repair waiting on citibank credit repair written response Posted August 1, It's just a form letter. About days later, she called back to say she did not have good news. But just in case you get frustrated which companies are you trying to get with?

When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

But I will cut and paste this and respond to his email. To whom this may concern: I am writing to you today regarding my telephone account Your kind consideration in this matter is greatly appreciated. Good to see you're a successful begger, lol. Take the steps to improve your profile and get what you want vs settling for a card you don't really want.

There are some key things Repair credit north services carolina like to see people put in play prior to reaching the stage of pre charge off collection that you are in. First, you mention that even repair cake credit minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with?

First of all, don't give up. If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts?

I do recognize that this request is unique and that it may not be Citibank's normal policy. If you wanted to get Citi to accept a payment plan instead, even though they pulled the option off the table, you can still get on a payment plan.

If citibank credit repair goal is settling your citibank credit card, you visit web page end up doing that with a debt collector Citi sends the account to, even an attorney debt collection firm.

Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported.

Posted July 16, I really hope you reconsider. Prev 1 2 3 Next Page 1 of 3. I sent my letter, via email to the CEO of Verizon. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank. The detail you provided supports exactly that. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report. I wantes to know if you mind sharing with me who you sent the letter to at Citibank?

Your account is a couple of weeks from charge off. The next day, I received a phone call from someone in his office! Posted July 25, This is going to be fun going back and forth with you about this!

It's a collection I paid right away a billion years ago! And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

Three weeks later, I forwarded the email again and begged him to please consider my request. Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want? I think I'll beg some more too to see if she can just get it removed completely. This what I got back from the email: Mr. I was approved for Macy's with scores. Very nice lady. Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

Posted July 6, Link to post Share on other sites. Even if for example Zales is easy to get, if you have zero use for it, what's the point? Having said that, there are a number of accounts that citibank credit repair selected for immediate legal collection action. I think if you have a good credit profile and history period, citibank credit repair, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

I would really appreciate it! Posted July 21, I'm crossing my fingers for you on the email I myself wrote one to Verizon last week for a final bill I forgot about and went to collections https://creditrepair.pics/credit-repair-merchant-account.html few years ago.

If Citi has yanked the offer to set you up on the 60 month repayment plan, citibank credit repair, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it. Your kind reconsideration in this matter is greatly appreciated. Posted July 20, Bad news They said no dice. Posted July 22, I just need to know if someone out here had any success with them and who they sent it to.

Posted July 23, Posted July 24, My next move is to check my payment history to see if there were any errors. In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown.

Or check my mail for the letter he claim was sent. Here is a quick read about what banks not just Citido at the point of credit card debt charge off: Assign, Sue, or Sell. What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

Can't wait to hear their response!! I love the fact that you were successful with CitiBank. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. They usually give high limits also Why concern yourself with which card is "easiest to get" with a lender?

Well, well, well, after days of checking my report and still seeing i file do credit how my repair 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

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